Insurance companies get lots of request for claims every day. The most commonly reported claims are for vehicle accidents. The claim could be for injury on the head; it could be for whiplash injuries that are caused in road accidents. This is because of the principle of inertia. Other reasons for claim could be injuries like bone fracture, cuts, and emotional impact.
Who can file a claim for it?
Only those people who have suffered from the accident because of somebody else’s fault can claim road accident compensation. If for example you face an accident because you were drunk while driving, then you cannot claim for it. In the end, it is the decision of the insurance company whether they will pay the amount or not, and if yes, then how much will they pay.
It will depend on the investigation that they carry out, in which they will try to find out the reasons behind the incident. It could be as a result of a specific situation or circumstance, or it could result from the carelessness on part of the driver.
Whose mistake was it?
If you want to prove that it was not your mistake, then you have to make a call to the police or obtain the help of anyone who witnessed the accident and was right at the point where the accident occurred. If you are unable to stop the accused, then it will be considered as a case of hit and run.
Therefore, it is better if you can collect the evidence immediately only and inform the police about the incident as soon as possible. If the other person’s mistake can be proven, then it becomes a lot easier to make successful claims. But the accident could have been caused by mistakes from both sides, in which case the chances of making a successful can be reduced.
Keep yourself safe
In case you meet with an accident and it is because of somebody else’s fault then you must obtain as much evidence as possible. Do not forget to checkout every detail of the site of the accident and try to note down the number of the vehicle. If you have any witnesses to hand, you can take their contact information because you might need their help later on.
It is always handy to have something where you could note down all the details when such a thing happens. If you are wondering why it is important to collect so much information, remember that it is for your own benefit. It will be beneficial to provide as much corroborating evidence and proof as possible to make the procedure for claiming easier.
It also affects the amount of road accident compensation. Nowadays most people have phones with a camera and some people carry a camera otherwise as well. If you take the photographs of the incident, it will be even better!
The analysts can analyse the details of the injuries and damages by seeing it in the pictures. Experts can deduce from the evidence how it would have occurred.
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